The Game of Debt
Friday 8 February 2008I’ve been pretty unsuccessful at getting rid of my credit card debt. You see, I’ve got a bit of a self control problem when it comes to purchasing things on the internet.
I keep making $400 payments to my credit card each month, wondering why the total doesn’t seem to be going down while playing with the new Zune I bought online.
I even rationalize my rampant spending with promises to myself. I promise to use the money I made from the cover band this month to offset the cost of the 3 Wii games I just bought.
That doesn’t work. My cash from playing music just goes into lunches and dinners out with my girlfriend, or impulse purchases when I’m out walking around downtown.
Lately, I’ve been taking that money and putting it in a pile on my shelf. If it’s not in my wallet, I won’t spend it.
So far, that’s working well. Maybe I’ll even save up enough to finally get my Visa down to $0.
Then I just need to work on the Mastercard…. and the line of credit.
Hmmm… I should buy myself something to feel better.
